| 一般 |
claims reserves (The claims reserve is money that is earmarked for the eventual claim payment. The claims reserve funds are set aside for the future payment of incurred claims that have not been settled and thus represent a balance sheet liability. INVESTOPEDIA EXPLAINS "Claims Reserve" Claims reserves are future obligations of an insurance company. They are classified as liabilities on the insurance company's accounting statements since they must be settled at a future date. The monetary amount of the claims reserve can be calculated subjectively (using the claims handler's judgment) or statistically (by evaluating past losses to project future losses). Read more:  investopedia.com Alexander Demidov); outstanding claims reserve (Outstanding claims reserve (OCR) or outstanding claims provision 1. The reserve set up in respect of the liability for all outstanding claims, whether reported or not, including reserves for future payments on claims that are currently regarded as settled but may be reopened. 2. The reserve set up in respect of the liability for all reported outstanding claims, including reserves for future payments on claims that are currently regarded as settled but may be reopened. actuarialwiki.org Alexander Demidov) |
