holder(разрешения); owner(логический объект в сетях передачи данных с полномочиями распределения временных интервалов, организации доступа к общей шине и т.п.; пользователь, обладающий какими-либо ресурсами)
tenant(преим. недвижимости || (Black's Law) In the broadest sense, one who holds or possesses lands or tenements by any kind of right or title, whether in fee, for life, for years, at will, or otherwise. In a more restricted sense, one who holds lands of another; one who has the temporary use and occupation of real property owned by another person (called the "landlord"), the duration and terms of his tenancy being usually fixed by an instrument called a "lease."
One who occupies another's land or premises in subordination to such other's title and with his assent, express or implied. One renting land and paying for it either in money or part of crop or equivalent.)