Liquidity Risk ALM busin.

[Daffodil3]

Подскажите пож-та как связать фразу Liquidity Risk ALM (assets & liabilities management) в след. контексте. Может пропущен союз "and"
Q: What is the purpose of the Liquidity Risk ALM (ALM1)?
A: To help an MFI determine where funding gaps exist (based on maturities of its funding sources) and plan accordingly.

или вот еще
Q: What is the purpose of the Interest Rate Risk ALM (ALM2)?
A: To help an MFI plan for future interest rate repricing and assess how this will affect profitability.

ЗС