раскрытие аккредитива fin.

[Мари Штальбаум]

Пожалуйста, помогите перевести.

Заранее спасибо

[алешаBG]

L/C opening

[jc_62]

Может быть просто: открытие аккредитива?

[Ita Takana]

L/C обычно issue, а не open имхо

L/C issuance = открытие аккредитива

[Мари Штальбаум]

Спасибо за ответы, но имеется ввиду именно раскрытие аккредитива - т.е. получение денег от исполняющего банка-действяи получателя платежа (представление документов и соб-но получение денег), а не открытие (в банке-эмитенте), и не исполнение (действия исполняющего банка).

[алешаBG]

Letter of Credit A Letter of Credit (L/C) is the most secure payment method short of advance payment. With an L/C, a bank pays you, not the importer directly. The bank collects independently from the importer. An L/C can be at sight (immediate payment upon presentation of documents) or a time or date L/C (payment to be made at a specified future date).
Here's a typical L/C scenario:

The exporter and the importer agree on the terms of a sale.

The importer applies for the L/C for the amount due from a local commercial bank (Appendix G1). The L/C is normally “irrevocable” to protect both parties (no changes permitted without the consent of both the buyer and the seller). The bank typically requires the buyer to put up collateral to cover the L/C amount. At this point, the buyer’s bank takes on the obligation to pay you.

The importer's bank prepares the irrevocable L/C and all instructions (Appendix G2) concerning the shipment.

The importer's bank sends the irrevocable L/C to a correspondent bank in the exporter’s country, requesting “confirmation”. At this point, the confirming bank accepts the obligation to pay the exporter.

The confirming bank sends the exporter a letter of confirmation along with the “confirmed, irrevocable” L/C.

The exporter reviews and accepts all conditions in the L/C.

The exporter’s freight forwarder arranges to deliver the goods to the appropriate exit port or airport.

When the goods are loaded, the forwarder completes the necessary documents.

The exporter or the forwarder present documents to the confirming bank showing full compliance with all the product and delivery terms and conditions specified in the L/C.

The confirming bank checks that documents are in order and sends them to the importer's bank for review.

The importer gets the documents from his bank and uses them to claim the goods.

The confirming bank pays the exporter by draft at the time specified.
Compliance with all L/C terms is crucial. You should carefully review the L/C and make sure the price and terms are the same agreed to in price quotes and other documents. If the L/C terms are not precisely met, the bank might not pay. Also, the bank will only pay the amount in the L/C, even if higher charges for shipping, insurance, or other factors are documented. If the L/C terms can't be met, or it has errors or even misspellings, you should contact the buyer immediately and ask for an amendment to the L/C to correct the problem.

To get paid, you must provide documentation showing that the goods were shipped by the date specified. The freight forwarder can advise about any unusual conditions that might delay shipment. You must also present the documents by the date specified. The bankers can advise whether there’s enough time to meet a presentation deadline. You should always request that the L/C specify that partial shipments and transshipment will be allowed. This will avoid unforeseen problems at the last minute.
http://www.globalohio.org/export/chpt3f.htm

[Мари Штальбаум]

Спасибо большое. Я так понимаю, что специального термина нет.