Individual loss of licence insurance law

[natden95]

Подскажите пожалуйста!
В данном случае под этим понимается "индивидуальная потеря права на страхование профессиональной пригодности" или что-то другое?

Дальше текст такой: We will pay you up to the maximum sum Insured in the event you suffer bodily Injury or an illness during the period of insurance which results in a long term unfitness assessment being issued by the Licence Issuing Authority, equating to your loss of licence(s), within 12 months from the date of loss.
The maximum benefit payable to you shall not exceed the following multiples of annual earnings solely accruing from all licence(s)/certificate(s) held by you under this and all other loss of licence policies held in your name, unless agreed by special acceptance by us.

Спасибо!

[crockodile]

http://www.multitran.ru/c/m/a=3&&s=loss%20of%20licence&l1=1&l2=2

типа потеря трудоспособности аналогизирована с потерей права на труд (утратой разрешения на работу/лицензии), судя по всему.