the credit portfolio is floating fin.

[Alex16]

However, we always have a positive attitude towards medium and loan term financing which provides some assurance in case of crisis. For example, we have negative expectations for the first half of 2012 and therefore we will try to have some portion of 1-1.5 year loans. At the same time, we will keep a portion of the portfolio in short term, because the credit portfolio is floating and we would like to be able to make repayments of the loans from excess cash if we have it.

[leka11]

портфель кредитов, по которым установлены плавающие (перемен.) ставки

[Alex16]

а я думал, что стоимость кр. портфеля меняется

[leka11]

я посмотрела по сети сочетания "floating loan" и применила к портфелю , но Ваше предположение заставило сомневаться, но связь между "we will keep a portion of the portfolio in short term" и "because the credit portfolio is floating" не становится понятней