Коэффициент покрытия взноса busin.

[Daffodil3]

Помогите пож-та разобраться с переводом "Коэффициент покрытия взноса" в след. контексте:
Коэффициент покрытия обслуживания долга - Debt Service Coverage Ratio = 0.48
Коэффициент покрытия всех взносов - Installment Coverage Ratio = 0.26
Коэффициент покрытия взноса - ??????????????? = 0.11

Искала в гугле но такое не встречается.... может автор выдумал? или придумал новый коэффициент? Также не встречается Installment Coverage Ratio и вчем отличие от Debt Service Coverage Ratio (который включает installments)

TIA

[алешаBG]

если поможет:
Debt Service Coverage Ratio (DSCR), one of the leverage / coverage ratios, calculated in order to know the cash profit availability to repay the debt including interest. Essentially, DSCR is calculated when a company / firm takes loan from bank / financial institution / any other loan provider. This ratio suggests the capability of cash profits to meet the repayment of the financial loan. DSCR is very important from the view point of the financing authority as it indicates repaying capability of the entity taking loan.
Total Fixed Charge Coverage Ratio: Total fixed charge coverage ratio can be called as a consolidated ratio of all the fixed charges such as preference share dividend, interest, installment, lease payments etc. Unlike, the other coverage ratios which cover a specific fixed charge like dividend coverage ratio covers only dividend of preference share, this ratio takes into account all the fixed obligation.
Total Cash Flow Coverage Ratio: Total cash flow coverage ratio is a coverage ratio which considers the cash flows in place of the profits. It is because the payment of all kinds of fixed charges will be met from the cash but not from the profits. It sounds more appropriate to use cash flow as numerator instead of profits. Profits may be a result of non cash transactions in the earnings statements.

[Daffodil3]

Дело в том, что речь в данном credit scoring идет об одной и той же компании и о кредите на увеличение объема производства.
В любом случае спасибо!

[Irisha]

может, monthly installment coverage ratio?