industry-recognized standardized documentation

[vaal1]

Пожалуйста, помогите перевести.

industry-recognized standardized documentation
Выражение встречается в следующем контексте:

Nevertheless, eight Moscow-based banks originated over 2,130 mortgage loans in 1998 to the general public in the amount of over $77.5 million. By 1999, Russian banks’ approach to residential mortgage lending changed to reflect the following:
• Compliance to industry-recognized standardized documentation
• Emphasis on targeted borrowers with verifiable income
• Loan amounts determined by verified income

Заранее спасибо

[october]

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