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| total sums insured (you will obtain the full protection from your policy and avoid underinsurance if the total sums insured are adequate at all times. | An insurer will not pay out more than the total sums insured you have chosen or the limit of indemnity, so it is important to ensure that these are both adequate so ... | Club Care will insure your awning up to the value of your total sums insured. – АД) | |||