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use and occupancy policy
busin.	火灾后停业损失与重建开支保险单系间接损失险，即火灾造成的物质损失,可从火灾险得到赔偿,但灾后停业的利润损失及重建费用，则投保停业损失险,凭此项保险单获得赔偿.