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| English | Telugu |
| payment instrument | చెల్లింపు పరికరం (The actual physical or virtual object that facilitates a purchase or transaction, such as a physical credit card, financial services account, or payment escrow service account) |
| payment instrument challenge | చెల్లింపు పరికర సవాలు (A fraud prevention mechanism that attempts to verify that an individual using a payment instrument is authorized to use or is the owner of that instrument) |