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| Chinese | English |
| 信息充分的评估 | informed assessment |
| 信用评分 | credit scoring |
| 信用评估分析 | judgemental credit analysis |
| Z值评分系统 | Z scoring |
| 分为五个级别的评级 | V-ratings |
| 两个评级机构对同一证券分别评级 | split rating |
| 分析性审核/评论 | analytic review |
| 分歧评级两个评级机构对同一证券的评级有较大的差别 | split rating |
| 资信评分体系 | credit scoring system |