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| Russian | English |
| не имеющий доступа к банковским учреждениям | underbanked (услугам Alex Lilo) |
| не имеющий доступа к основным финансовым услугам | underbanked (The underbanked are people or businesses that have poor access to mainstream financial services such as banks and so rely upon alternative financial services targeted at poor people such as cheque cashers, loan sharks and pawnbrokers They may be distinguished from the unbanked who have no banking facilities at all. Alex Lilo) |