group insurance(insurance provided to members of a formal group such as employees of a firm or members of an association. Group insurance is distinguished from individual insurance in which single policies are sold to one person at a time and from social insurance (e.g., unemployment insurance, social security), which is sponsored by the government. Britannica Alexander Demidov)
collective life insurance(страхование, при котором может заключаться договор на страхование всех работников или их группы за счет средств предприятия. алешаBG)
