loans, Indemnity Certificate - срочно! law

[МашаTs]

Пожалуйста, помоги подобрать вариант для "loans", может есть устоявшийся?
Long-term loan: the granting of a loan to an institution for at least one year but no more than five years of an object which, in the Minister’s opinion, is of exceptional importance;
Institution: a public institution that specialises in the management of museological collections, the organisation of exhibitions or the exhibition of long-term loans;

Как перевести "Indemnity Certificate"?
контекст:
the Minister may grant an institution an entitlement to funds for the benefit of an exhibition or long-term loan, subject to the condition precedent of the loss of or damage to the objects provided on loan by third parties. Аn Indemnity Certificate may be granted only if, in the Minister’s opinion, also on behalf of the Minister of Finance, there is a proportional relationship between the interest of the exhibition or long-term loan and the savings referred to in the first paragraph, on the one hand, and the risk to be assumed by the government, on the other. An Indemnity Certificate will lapse in the event that the institution to which the Certificate was granted fails to notify the Minister, within four months after the relevant exhibition or long-term loan has ended, that the objects to which the Indemnity Certificate pertains are lost or have been damaged, in its opinion.
Спасибо!

[Dmitry G]

В данном случае long-term loan, пмсм, это "передача во временное долгосрочное пользование"

Indemnity Certificate - возможно, Гарантия возмещения ущерба.

[МашаTs]

Спасибо!
значит так и оставлю, короче фраза у меня не получилась