expectation of the severity bank.

[Gulnarochka]

Пожалуйста, помогите перевести.

Выражение встречается в следующем контексте:The LGD of a transaction is more or less determined by "1 minus recovery rate", i.e., the LGD quantifies the portion of loss the bank will really suffer in case of default. The estimation of such loss quotes is far from being straightforward, because recovery rates depend on many driving factors, for example on the quality of collateral (securities, mortgages, guarantees, etc.) and on the seniority of the bank's claim on the borrower's assets. This is the reason behind our convention to consider the loss given default as a random variable describing the severity of the loss of a facility type in case of default. The notion LGD then refers to the expectation of the severity

Заранее спасибо