flooring & consignment buying fin.

[sermikam]

Пожалуйста, помогите перевести эти два термина.

Выражение встречается в следующем контексте:

Flooring—buying inventory without paying for it until it’s sold.
This is a little like consignment buying, commonly used years
ago to induce retailers to carry products they didn’t want to pay
for until they sold. The difference? Flooring is a financing
method for high-ticket items like cars and boats.

Заранее спасибо