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Subject: ROUTING NUMBER И SORT CODE Уважаемые коллеги!Помогите понять разницу между routing number и sort code (стоят на бланке банковского перевода), оба из них в мультитране даются как "номер отделения банка" Кроме того, на этом же бланке стоит: BIC и Swift Code , которые в мультитране также переводятся одинаково : СВИФТ - код. БУДУ ОЧЕНЬ БЛАГОДАРНА ЗА РАЗЪЯСНЕНИЯ |
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кажется, routing number - это в США а в Британии - sort code. |
| A routing transit number (RTN), or routing number, is a nine digit bank code, used in the United States, which appears on the bottom of negotiable instruments such as checks that identifies which financial institution it is drawn upon. This code is also used by the Automated Clearing House to process direct deposits and other automated transfers. The routing number is derived from the bank's transit number originated by the American Bankers Association, which designed it in 1910. |
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A sort code is a number which is assigned to a branch of a bank for internal purposes. Banks use sort codes as it is easier than writing the full address of the branch out and it tells customers which branch they are at. Also, the sort code(s) (along with the account number(s)) must usually be given to make a direct deposit, in order to designate the involved bank branches and allow automatic processing of the deposit. Some branches contain sub/child branches which will be identified by the parent sort code rather than a unique one. Most banks print the sort code of a customer's initial branch on debit cards or cheque books. 18-digit debit card numbers may include the sort code between the initial four-digit card type and final eight-digit account number. |
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Usage in different countries [edit] United Kingdom and Ireland The numbers are six digits long, usually formatted into 3 pairs which are separated by hyphens (e.g. 12-34-56). [edit] Germany These numbers (called "BLZ", for "Bankleitzahl", meaning "bank routing numbers") are eight digits long, normally formatted 3-3-2 (e.g. 100 200 30). [edit] Canada The bank transit number is 8 digits long. This is divided into a 5 digit branch number and 3 digit institution code, for example 10000-200. [edit] Australia The BSB (Bank State Branch) number is 6 digits long; two groups of three numbers (eg. 100-200). [edit] Sweden The number is four digits long(e.g. 1234), or, in the case of some accounts at the bank Swedbank, they are five digits in length (e.g. 1234-5) and precede the bank account number for interbanking purposes, with a hyphen added after the fourth digit. [edit] South Korea The Giro Code(KFTC Code) is 6 digits long. First 2 dight Bank Code , Next 3 dight Branch code , Last 1 dight Checksum. for example 040015 or 04001(No Checksum Code) and, Many Banks Account No. started 3 digit Branch Code. |
| Большое спасибо! |
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насчет BIC vs Swift code - не знаю, как и кто эти термины в одном флаконе использует. посмотрите здесь http://www.swift.com/biconline/index.cfm?fuseaction=display_bichome сами SWIFT используют идентификационные коды банков - BIC. некоторые банки в целях "понятности" своих реквизитов используют SWIFT (code). Путаница возрастает, если вспомнить, что в России ЦБ РФ тоже присваивает БИКи (которые не есть BIC - достаточно увидеть их рядом - БИК - чисто цифровой код, а BIC - alphanumeric). SWIFT называет российский БИК RCBIC (Russian Central Bank's Identifier Code). SWIFT не отменяют национальные идент. коды, просто предлагают (и используют в своей системе) коды в соответствии со стандартом ISO 9362 в качестве международных кодов. |
| на форуме тема обсуждалась, можно еще поискать и почитать. |
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