коэффициент обслуживания долга (raf); коэффициент покрытия платежей по займу (Vickyvicks); соотношение между чистыми доходами и обслуживанием долга (The debt service coverage ratio (DSCR), also known as "debt coverage ratio," (DCR) is the ratio of cash available for debt servicing to interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity's (person or corporation) ability to produce enough cash to cover its debt (including lease) payments. The higher this ratio is, the easier it is to obtain a loan. wiki Alexander Demidov)

debt- service coverage ratio

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